Same-Day Freight Factoring
Paid in Hours, Not 30–90 Days.
Our freight bill factoring service is designed for speed and transparency. CFX converts your completed invoices into immediate working capital with 98% advance rates and no hidden fees.
Why Carriers Choose CFX Freight Factoring
Freight factoring exists for one reason: cash flow is the lifeblood of any trucking business. At CFX, we understand that waiting 30, 60, or even 90 days for broker payments can cripple your operations. Our same-day transportation factoring service is built to eliminate that uncertainty, converting your completed invoices into immediate working capital. We don't just process payments; we accelerate your business growth by ensuring you always have the funds to cover fuel, maintenance, and payroll.
Key Features & Benefits
98% Advance Rates
Up to 98% of the invoice is advanced the same day, so a load you already delivered covers fuel, maintenance and payroll instead of sitting for 30, 60 or 90 days.
No Hidden Fees
Clear, flat-rate pricing with no hidden fees. What CFX charges is spelled out up front instead of buried in a confusing contract.
Dedicated Account Manager
A dedicated account manager verifies your paperwork and approves the invoice, so you are never waiting in a nameless queue or re-explaining your account to a stranger.
Free Credit Checks
Before you commit to a load, we check the broker's credit at no charge, so you never haul for a debtor who cannot pay the invoice.
Non-Recourse Options
With our non-recourse options the bad debt stays with us instead of coming back on you if the broker you hauled for goes under.
24/7 Online Portal
You’ll have access to a dedicated online portal where you can upload invoices, track payment status in real-time, and manage your account with ease. It stays open 24/7, so a rate confirmation and BOL can go in from the cab, the dock or the house.
- Advance Rates
- 98%Advance Rates
- Hidden Fees
- $0Hidden Fees
- Online Portal
- 24/7Online Portal
Beyond just speed, our freight invoice factoring solution is designed for total transparency. Many factoring companies hide fees in confusing contracts, but CFX believes in clear, flat-rate pricing. Plus, our non-recourse options provide an extra layer of protection, shielding your business from bad debt if a broker goes bankrupt.
From Delivered Load to Money in the Bank
Four steps. One business day. Here's how same-day factoring works at CFX for owner-operators and fleets — including non-recourse options that protect you if a broker goes under.
Upload Your Invoice
Snap your rate confirmation and BOL, then upload them in seconds through the 24/7 online portal — from the cab, the dock, or the house.
Free Broker Credit Check
We run a free credit check on the broker before you commit, so you never haul a load for a debtor who won't pay.
Same-Day Verification
Your dedicated account manager verifies the paperwork and approves the invoice — no waiting in a nameless queue.
Funds Hit Your Account
Up to 98% of the invoice is advanced the same day with clear, flat-rate pricing and no hidden fees. Track every dollar in real time.